Risks borne by users

1. You acknowledge and agree that the Services, the Site and the App are currently in the initial development stages and there are a variety of unforeseeable risks with utilizing the foregoing. In the worst scenario, this could lead to the loss of all or part of your digital assets interacting with the Services, the Site, the App or the Smart Contracts. IF YOU DECIDE TO UTILISE SERVICES YOU EXPRESSLY ACKNOWLEDGE, ACCEPT AND ASSUME THE BELOW RISKS AND AGREE NOT TO HOLD THE COMPANY OR ANY OF THEIR AFFILIATES RESPONSIBLE FOR THE FOLLOWING RISKS:

2. Using the App and interacting with Liquidity Pools carry financial risk. You acknowledge and agree that you are aware of such risks, including the following: (a) transactions relating to digital assets are very risky, and such digital assets are, by their nature, highly experimental, risky, volatile and generally irreversible. You should not make any transactional decision without first conducting your own research. You are solely and exclusively responsible for determining whether any Liquidity Pool, any transaction, or strategy, or any other product or service in connection with the same is appropriate or suitable for you based on your own objectives and personal and financial situation. You acknowledge and agree that you will access and use the Smart Contracts, the Site and the App and interact with Liquidity Pools at your own risk.

3. You represent that you have sufficient knowledge, market sophistication, professional advice and experience to make your own evaluation of the merits and risks of any interaction with Liquidity Pools and the underlying digital assets. You accept all consequences of participating in such interactions, including the risk that you may lose access to your digital assets indefinitely. All decisions to interact with Liquidity Pools are made solely by you. Notwithstanding anything in these Terms, the Company accepts no responsibility whatsoever for and will in no circumstances be liable to you in connection with any interaction with Liquidity Pools and the underlying digital assets. Under no circumstances will the operation of all or any portion of the Smart Contracts, the Site or the App be deemed to create a relationship that includes any management of any assets, or the provision of or tendering of investment advice.

4. Digital assets are not legal tender, are not backed by the government, and are not subject to any "Deposit Insurance Scheme" or protections under any banking or securities laws. The Company is not a bank and does not offer any lending services, fiduciary services, or security broking services.

5. The prices of blockchain assets are extremely volatile. Fluctuations in the price of other digital assets could materially and adversely affect the value of your digital assets held in Liquidity Pools, which may also be subject to significant price volatility. We cannot guarantee that any users interacting with Liquidity Pools will not lose money.

6. Neither the Smart Contracts, Site, the App or Liquidity Pools hold in custody, store, send, or receive any of your digital assets. This is because your digital assets exist only by virtue of the ownership record maintained on the relevant Blockchain Network. Any transfer of digital assets occurs within the relevant Blockchain Network, and not on the Smart Contracts, Site, the App or Liquidity Pools.

7. Public blockchain-based transactions (including but not limited to transactions automatically executed by smart contracts) are generally considered irreversible when confirmed. Any transaction that will interact with smart contracts or be recorded on a public blockchain must be recorded with extreme caution.

8. All smart contracts (including the Smart Contracts) may contain security vulnerabilities, errors, failures, bugs or economic loopholes which may be exploited by third parties, causing you to suffer losses in connection with any digital assets re-deployed by Liquidity Pools. Interaction with these Smart Contracts are entirely at your own responsibility and liability, and the Company is not a party to the Smart Contracts.

9. No creator of Liquidity Pools will be able to guarantee the future performance of digital assets held in a Liquidity Pool, any specific level of performance, the success of any strategy or your overall results from interacting with Liquidity Pools. When reviewing the information, portfolio, performance, opinions of these creators, do not assume that such party is unbiased, independent or qualified to provide financial information or opinions. Past performance and risk scores have many inherent limitations and are not indicative of future results. No representation or guarantee is being made that any creator of Liquidity Pools will or is likely to achieve gains or losses similar to the past performance. The actual percentage gains or losses experienced by users will vary depending on many factors.

10. Hackers or other malicious groups or organizations may attempt to interfere with the Smart Contracts, the Site, the App or Liquidity Pools in a variety of ways, including, but not limited to, malware attacks, denial of service attacks, consensus-based attacks, Sybil attacks, smurfing and spoofing, which may result in losses incurred by you. Furthermore, because the relevant Blockchain Network comprises open-source software, there is the risk that the software underlying the Services may contain intentional or unintentional bugs or weaknesses that may negatively affect the Services or the Smart Contracts, or result in the loss of the user’s digital assets, or the loss of the user’s ability to access or control their digital assets. In the event of such a software bug or weakness, there may be no remedy, and users are not guaranteed any remedy, refund or compensation.

11. Further, when you interact with Liquidity Pools or trade on any blockchain network, you accept that there is the inherent risk of the transaction being vulnerable to automated software programs (MEV bots) deployed by third parties which operate within decentralized finance (DeFi) ecosystem and exploit blockchain mechanics such as transaction ordering and gas price bidding to gain an advantage over specific users, or automated software programs (sniper bots) which executes trades buys or front-runs orders in respect of digital assets as soon as they are available on centralized or decentralized exchanges, which may be deployed by bad actors in connection with market manipulation or insider trading activities. The Company cannot be responsibility for losses suffered due to any of the foregoing, which are inherent to transactions on open blockchain networks.

12. The regulatory status of digital assets, and distributed ledger technology is unclear or unsettled in many jurisdictions. While every effort has been taken to ensure that the Services, the Site, the App and the Smart Contracts are compliant with local laws, it is difficult to predict how or whether regulatory agencies may apply existing regulation with respect to the same. It is likewise difficult to predict how or whether legislatures or regulatory agencies may implement changes to law and regulation affecting distributed ledger technology and its applications, including the Services, the Site, the App or the Smart Contracts. Regulatory actions could negatively impact the Company in various ways, and thus the Services may not be available in certain areas.

13. The underlying smart contracts run on a variety of supported blockchain networks, using specially-developed smart contracts. Accordingly, upgrades to the relevant Blockchain Network, a hard fork in the relevant Blockchain Network, re-organizations of blockchain structure or blocks, or a change in how transactions are confirmed on the relevant Blockchain Network may have unintended, adverse effects on the smart contracts built thereon, including the Smart Contracts.

14. The Site, Services and Smart Contracts may rely on or utilize a variety of external third party services or software, including without limitation decentralized cloud storage services, analytics tools, oracles, hence therefore the Services may be adversely affected by any number of risks related to these third party services/software, which may be compromised in the event of security vulnerabilities, cyberattacks, malicious activity, or technical interruptions.